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Security

Bank-Grade Security That Doesn’t Slow Down Innovation

A secure environment shouldn’t mean increased friction for your account holders. Bankjoy gives users the peace of mind they need without making them jump through extra hoops.

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Avoid Fraud Prevention
SOC 2 compliance
Secure Cloud Architecture
Liveness Detection
Real Time Verification

Why Leading Financial Institutions Choose Bankjoy Consumer Banking

The perfect balance of cutting-edge technology and community-focused banking, all in one integrated platform

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Smart Authentication
AI-Powered Identity Verification
Continuous Penetration Testing
Enterprise-Grade Cloud Security
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Battle-Tested Infrastructure

White-hat hackers try to break us. They can't. Your members can bank with confidence.

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Turn Digital Banking Into Your Competitive Advantage

Complete digital banking solutions that help community financial institutions attract accounts, increase engagement, and grow deposits.

SOC Type 2

SOC 2 Type II Compliance

SOC 2 Type II is a rigorous security audit that evaluates our internal controls and processes over an extended period.

This certification demonstrates that Bankjoy maintains the highest standards for security, availability, processing integrity, confidentiality, and privacy of client data.

For our clients, this means you can trust that your sensitive financial information is protected by enterprise-grade security measures that are continuously monitored and independently verified.

PCI DSS Compliant

PCI DSS Compliance

Payment Card Industry Data Security Standard (PCI DSS) compliance ensures that Bankjoy meets the strict security requirements for handling, processing, and storing credit card information.

This certification is mandatory for any organization that processes payment card transactions and involves regular security assessments, network monitoring, and data protection protocols.

For Bankjoy clients, PCI DSS compliance means your customers' payment data is secured according to the same standards used by major financial institutions, reducing fraud risk and ensuring regulatory compliance.

Confirm Fraud

Advanced Fraud Prevention

Multi-layered security and identity verification confirm the application is real and valid. Background verification includes social security number, ID number, and comprehensive risk checks combined with criminal watchlist checks and optional credit verification ensures only legitimate applicants complete the process.

Proven Results

Our integrated security protection delivers measurable results for financial institutions

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99.99%

Uptime Guarantee

Digital Security

SOC 2

Compliance Verified

Thread Monitoring

24/7

Threat Monitoring

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85+

Client Institutions

1M+

Accounts Served

120+

Integrations

4.8

User App Rating

Frequently Asked Questions

How long does it take to switch to Bankjoy for our digital banking?
How can I make sure my digital banking transition goes smoothly?
How can Bankjoy products help my community financial institution grow?
How can I learn more about what Bankjoy products are right for my institution?

Learn About How Bankjoy Secures the Entire Digital Banking Experience

Join leading financial institutions who trust Bankjoy to deliver exceptional security to their account holders.