A Financial Empowerment Platform That Promotes Healthy Habits and Long-Term Engagement
Ultra-fast onboarding that creates seamless connections across your entire digital platform.
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Integration That Creates Connections, Not Just Transactions
Account opening isn't just the beginning of banking, it's the foundation of a complete digital relationship.
Bankjoy’s account opening immediately connects new customers to their digital statements, mobile banking, card management, and every other touchpoint in one seamless experience. No more disjointed products or experiences. Unify your account holders’ experience with you from the first touchpoint.
More Than Account Opening - It's Relationship Building
Start your relationship with every account holder on the right foot with the best online account opening experience.
Seamless Digital Banking Connection
User preferences, branding, and settings flow seamlessly from account opening through every subsequent interaction, creating a cohesive experience that builds trust and encourages deeper engagement.
Complete Funding Flexibility
Support multiple funding methods including credit, debit, and ACH through our integrated provider. We can also connect to your preferred payment processors, ensuring compatibility with your existing infrastructure.
Advanced Fraud Prevention
Multi-layered security and identity verification confirm the application is real and valid. Background verification includes social security number, ID number, and comprehensive risk checks combined with criminal watchlist checks and optional credit verification ensures only legitimate applicants complete the process.
Proven Results
Our integrated online account opening platform delivers measurable results for financial institutions.
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90 Seconds
Compared to Traditional PDFs
4-6 Weeks
For New Core Integrations
100% Mobile Responsiveness
Across All Devices
Zero Additional Setup
For Digital Banking Access
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An Integrated, Native Account Opening Solution
As part of Bankjoy’s suite of digital banking technology offerings, our online account opening product works as an augmented part of your Bankjoy digital banking platform.
Since 2015, we’ve helped credit unions and community banks on their mission to bring financial health to their communities via technology that enhances people’s everyday lives. JoyCompass is the next step on our journey of helping financial institutions and the people they serve.
