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Trusted By 85+ Community Financial Institutions Nationwide






















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Bankjoy Powers It All
Turn the tables on the big banks. Bankjoy’s digital banking platform gives you all the tools you need to deliver megabank-level digital experiences and neighborhood-level connections.
Consumer Banking Solutions
Boost account engagement while reducing costs: with Bankjoy, you can meet all of your consumer account holders’ banking needs online.
- Intuitive Mobile Apps & Desktop Portals
- Automated Statements & Conversational AI
- Advanced Security & Core Integrations
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85+
Clients
120+
Integrations
1M+
Members Served
4.8
App Rating
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18% +
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Saved on Manual Fraud Investigations
Amount of Fraudulent Transactions Stopped in the First 6 Months Using FraudSense
We Help Community Banks and Credit Unions Grow
Accounts, loans, deposits, engagement, retention—you can grow them all with Bankjoy. Our all-in-one platform and team of experts equip you to reach even more people and businesses in your community.

JoyCompass:
Grow Total Relationship Value
Empower users to take control of their financial health. JoyCompass gamifies personal finance, boosting engagement and giving you actionable marketing data.
Financial Wellness Scoring
Savings Goals, Account Aggregation, and Budgeting
Easy-to-Use, Multi-channel Marketing Tools
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Vertical Banking: Reach New Markets
Bankjoy includes everything you need to launch fully-functional brands for specific niches, without disrupting your existing tech setup, and you can launch in a matter of weeks.
Market Research & Validation Assistance
Full-Service Technical Implementation
Fast, Unintrusive Setup Time
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Online Account Opening
Make the process of starting a new account convenient, secure, and fast—no physical branch visit necessary. Our online account opening gives new account holders a seamless, delay-free first experience every time.
90-second onboarding process
Face-matching photo ID verification
Customizable workflows

Our Mission, Your Advantage
All Bankjoy’s offerings are built to reinforce the community connection you already have with powerful, beautiful digital tools.
With Bankjoy, you have everything you need to run a consumer- or business-facing digital banking experience, and we continue to add new tools that help you and your account holders flourish.
Bankjoy integrates with the leading back-end systems banks use—so all your banking data stays in sync across your entire technology ecosystem.
It takes weeks—not months!—to get your financial institution set up on Bankjoy’s platform. Our team of experts gets you and your account holders set up quickly, efficiently, and securely.
The entire Bankjoy suite of products is protected with FraudSense, our comprehensive, real-time fraud prevention system.
Frequently Asked Questions
With pre-built integrations for most major core platforms, getting started with Bankjoy is quick and easy! Basic implementations can take as little as 6 weeks.
It is important to be prepared and communicate the steps of the transition to your accountholders clearly and consistently. We have lots of great tips for how to do this in our How to Avoid Digital Banking Migration Disasters blog post.
Products like our online account opening and online loan application software take the friction out of the application process, significantly improving conversion rates. JoyCompass provides insights into what matters to your accountholders, giving you better cross selling opportunities. Our Vertical Banking solution helps you expand your reach into new niche markets to broaden your audience and grow your institution.
Check out our product pages for more information about each product, come see us at one of our upcoming events, or schedule a demo