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All-in-One Digital Banking for Community Financial Institutions

Your community connection is what sets you apart. Bankjoy’s secure, innovative platform helps you amplify it and win in the digital world.

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Trusted By 85+ Community Financial Institutions Nationwide

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Bankjoy Powers It All

Turn the tables on the big banks. Bankjoy’s digital banking platform gives you all the tools you need to deliver megabank-level digital experiences and neighborhood-level connections.

Consumer Banking Solutions

Boost account engagement while reducing costs: with Bankjoy, you can meet all of your consumer account holders’ banking needs online.

  • Intuitive Mobile Apps & Desktop Portals
  • Automated Statements & Conversational AI
  • Advanced Security & Core Integrations
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Business Banking Solutions

Give businesses the option to keep their money in your community with a secure, elegant way to manage their cash, loans, and credit.

  • Permissions & Roles Auditing
  • Streamlined Payment & Transfer Management
  • Payroll, Accounting & Invoicing Integrations
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85+

Clients

120+

Integrations

1M+

Members Served

4.8

App Rating

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“JoyCompass was the perfect partnership — empowering our members and delivering exactly what they needed.”
Dillon Tardif

VP of Marketing & Digital Products at Ellafi

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18% +
Members Engaging with Ellafi Within 24 Hours of Launch
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“ The amount of work it saves my team daily, and that they’re able to focus that time on other tasks, I love FraudSense enough just for that, but then being able to detect real-time fraud and stop it from going through makes me love it that much more. ”
Tyler Dechaine

VP of Operations at Taunton Federal Credit Union

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1-2 Hours per Day

Saved on Manual Fraud Investigations

$55,000

Amount of Fraudulent Transactions Stopped in the First 6 Months Using FraudSense

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We Help Community Banks and Credit Unions Grow

Accounts, loans, deposits, engagement, retention—you can grow them all with Bankjoy. Our all-in-one platform and team of experts equip you to reach even more people and businesses in your community.

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JoyCompass:
Grow Total Relationship Value

Empower users to take control of their financial health. JoyCompass gamifies personal finance, boosting engagement and giving you actionable marketing data.

Financial Wellness Scoring

Savings Goals, Account Aggregation, and Budgeting

Easy-to-Use, Multi-channel Marketing Tools

JoyCompass:Grow Total Relationship ValueSpending Trend credits
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Vertical Banking

Vertical Banking: Reach New Markets

Bankjoy includes everything you need to launch fully-functional brands for specific niches, without disrupting your existing tech setup, and you can launch in a matter of weeks.

Market Research & Validation Assistance

Full-Service Technical Implementation

Fast, Unintrusive Setup Time

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Online Account Opening

Make the process of starting a new account convenient, secure, and fast—no physical branch visit necessary. Our online account opening gives new account holders a seamless, delay-free first experience every time.

90-second onboarding process

Face-matching photo ID verification

Customizable workflows

Online Account OpeningOnline Account Opening Screen
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Online Loan Application

Two-thirds of account holders prefer to apply for loans online, and Bankjoy’s platform makes it easy for them to submit applications with your institution.

Seamless Core Integrations

Easy-to-Use Application Workflows

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Our Mission, Your Advantage

All Bankjoy’s offerings are built to reinforce the community connection you already have with powerful, beautiful digital tools.

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Complete End-to-End Banking Suite
Multiple Core Integrations
Speed to Implementation
Build-In Preventative Security

Latest Resources from BankJoy

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Frequently Asked Questions

How long does it take to switch to Bankjoy for our digital banking?
How can I make sure my digital banking transition goes smoothly?
How can Bankjoy products help my community financial institution grow?
How can I learn more about what Bankjoy products are right for my institution?

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See how Bankjoy can transform your digital banking experience.