Security

We mitigate security concerns by providing credit unions and banks with a trusted platform that minimizes security-induced friction keeping your members and clients engaged

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By leveraging best-in-class security services and our state-of-the-art infrastructure, processes and controls, Bankjoy offers SOC2 compliant cybersecurity that ensures transactional integrity

Account and Payments Security

Bankjoy requires multi-factor authentication to access digital banking accounts
App users can enable biometrics such as face or touch ID
Industry leading optical recognition and AI solutions to verify the identity of users who attempt to open a new account
Multi-factor authentication for updates to contact information and external money transfers
During account opening, a user’s profile is compared against international sanctions lists to comply with federal KYC and AML regulations

Application Security

Third-party security experts perform detailed penetration tests on Bankjoy’s infrastructure
Bankjoy does not store data from the core which offers a layer of insulation against sensitive core data

Infrastructure Security

Bankjoy stores its data completely on the cloud which is far more secure and scalable than local storage
Bankjoy leverages Cloudflare for CDN asset caching, API rate-limiting, and DDoS mitigation
All data is encrypted with additional field-level encryption applied to sensitive data elements
CASE STUDY

SafeAmerica gets its tech-savvy members excited about digital banking.

SafeAmerica Credit Union is nestled in the heart of Silicon Valley, a hub of innovation where some of the world’s largest tech companies reside. As a result, their membership — consisting of a large percentage of tech company employees — naturally have high expectations for their digital experiences.
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Why Bankjoy?

Our digital banking platform offers a secure banking experience for your members and clients

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